Financial Services
Civista Bancshares Inc(CIVB)
Live Price
Offline$26.85
+1.24% today
1Y Change
+16.14%
Window
Jun 26, 2025 β Jun 16, 2026
- Market Cap
- $520.00M
- Revenue Growth
- +5.4%
- EPS Growth
- +31.3%
- Dividend Yield
- 2.8%
Coverage: 244 bars Β· Jun 26, 2025 β Jun 16, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Civista Bancshares Inc (CIVB) is a Financial Services stock with a market cap of $520.00M and listed on NASDAQ. The stock last traded around $26.85 and up 16.1% across the available one-year price window (Jun 26, 2025 β Jun 16, 2026). Baseline metrics include revenue growth of +5.4%, EPS growth of +31.3%, a dividend yield of 2.8%. What stands out right now is revenue +5.4%, EPS +31.3%, free cash flow -4.4% with operating margin 21.0% and ROIC 4.6%. The dividend matters to the case here, with a current yield around 2.8%. Valuation is more restrained than many high-expectation growth names at P/E 10.1 and price/sales 2.1. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines CIVB price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+5.4% vs +3.4% peer median
Operating Margin
Above sector median
+21.0% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 22, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +5.4% and EPS at +31.3%, with operating margin around 21.0%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.8%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +1.0% over the next 5 trading days and finished higher after 3 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS Ξ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 22, 2026 | β | -0.2% | +0.9% | +2.4% |
2026 Jan 29, 2026 | +22.9% | -2.0% | +1.0% | -3.3% |
2025 Oct 23, 2025 | +11.5% | +4.2% | +1.2% | +0.9% |
Benchmark Edge
CIVB vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
CIVB
β
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
CIVB Max Drawdown
-23.13%
Trailing 1Y
SPY Max Drawdown
β
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for CIVB and SPY.
Company Overview
Civista Bancshares Inc
NASDAQ
Civista Bancshares Inc. operates as a financial holding company that provides a broad range of banking services through its subsidiary, Civista Bank. The primary function of Civista Bancshares is to offer traditional financial services such as lending, savings, and checking accounts, as well as investment advisory services. With a focus on community banking, Civista targets small to mid-sized businesses, agricultural clients, and individual consumers, predominantly across the Midwest United States. Notable features of Civista include a robust portfolio of commercial and residential real estate loans, personal banking services, and a mix of digital banking solutions that cater to modern consumer preferences. In the financial market, Civista Bancshares plays an essential role in supporting regional economic growth by facilitating access to credit and financial planning services. The companyβs emphasis on local customer needs and community involvement underscores its significance within the regional banking landscape, making it a vital player in the financial wellbeing of the areas it serves.
- Leadership
- Mr. Dennis G. Shaffer
- Employees
- 535
- Street Address
- 100 East Water Street, PO Box 5016
- Mailing
- Sandusky, OH, 44870-2514
- Region
- Sandusky, OH, United States
- Last Updated
- May 7, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 10.1
- EV/EBITDA
- 12.3
- Price/Sales
- 2.1
- Price/Book
- 0.9
Growth
- Revenue
- +5.4%
- EPS
- +31.3%
- Free Cash Flow
- -4.4%
Profitability
- Gross Margin
- 67.2%
- Operating Margin
- 21.0%
- Net Margin
- 20.6%
- ROE
- 10.2%
- ROIC
- 4.6%
Balance Sheet
- Debt/Equity
- 0.38
- Current Ratio
- 7.66
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.