Financial Services
Live Price
Offline$43.50
+0.00% today
1Y Change
+41.00%
Window
Jun 30, 2025 → Jun 24, 2026
Coverage: 252 bars · Jun 30, 2025 → Jun 24, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Citizens Bancshares Corp South Carolina (CITZ) is a Financial Services stock with a market cap of $90.00M and listed on OTC. The stock last traded around $43.50 and up 41.0% across the available one-year price window (Jun 30, 2025 → Jun 24, 2026). Baseline metrics include revenue growth of +42.8%, EPS growth of +8.4%, a dividend yield of 1.1%. What stands out right now is revenue +42.8%, EPS +8.4%, free cash flow +65.9% with operating margin 22.1% and ROIC 8.3%. The dividend is present but secondary, with a yield around 1.1%. Valuation is more restrained than many high-expectation growth names at P/E 7.3 and price/sales 1.4. Stock Foundry combines CITZ price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Edge
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
Relative Read
CITZ is 22.33 pts ahead over the shared 1Y window.
CITZ had 4.15 pts shallower max drawdown than SPY.
CITZ beat SPY in 1 of 2 calendar years shown and trailed in 1.
CITZ
+41.00%
Normalized return
SPY
+18.68%
S&P 500
Excess Return
+22.33 pts
Relative to SPY
CITZ Max Drawdown
-4.99%
Trailing 1Y
SPY Max Drawdown
-9.13%
Trailing 1Y
Uses the longest available daily history for CITZ and SPY.
| Year | CITZ | SPY | Excess | Leader |
|---|---|---|---|---|
| 2026 | +3.57% | +6.71% | -3.14 pts | SPY |
| 2025 | +36.14% | +11.19% | +24.95 pts | CITZ |
Powered by FMP stock_dividend. Includes historical ex-dates, pay dates, and payout amounts.
Dividend Yield
1.07%
Trailing 12M Payout
$0.44
Last Payout
| Ex-Date | Record | Pay | Dividend | Adj | Frequency |
|---|---|---|---|---|---|
| Nov 14, 2025 | Nov 14, 2025 | Dec 1, 2025 | $0.44 | $0.44 | Annual |
| Nov 15, 2024 | Nov 15, 2024 | Dec 2, 2024 | $0.42 | $0.42 | Annual |
| Nov 14, 2023 | Nov 15, 2023 | Dec 1, 2023 | $0.40 | $0.40 | Annual |
| Nov 14, 2022 | Nov 15, 2022 | Dec 1, 2022 | $0.38 | $0.38 | Annual |
| Nov 12, 2021 | Nov 15, 2021 | Dec 1, 2021 | $0.36 | $0.36 | Annual |
| Nov 19, 2020 | Nov 20, 2020 | Dec 1, 2020 | $0.34 | $0.34 | Annual |
| Dec 5, 2019 | Dec 6, 2019 | Dec 16, 2019 | $0.32 | $0.32 | Annual |
Next Step
Dividend yield means more when it is matched with payout durability, earnings quality, and sector context.