Financial Services
Cincinnati Financial Corporation(CINF)
Live Price
Offline$170.20
-0.74% today
1Y Change
+24.17%
Window
Jun 25, 2025 โ Jun 24, 2026
- Market Cap
- $24.80B
- Revenue Growth
- +11.4%
- EPS Growth
- +3.5%
- Dividend Yield
- 2.2%
Coverage: 250 bars ยท Jun 25, 2025 โ Jun 24, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Cincinnati Financial Corporation (CINF) is a Financial Services stock with a market cap of $24.80B and listed on NASDAQ. The stock last traded around $170.20 and up 24.2% across the available one-year price window (Jun 25, 2025 โ Jun 24, 2026). Baseline metrics include revenue growth of +11.4%, EPS growth of +3.5%, a dividend yield of 2.2%. What stands out right now is revenue +11.4%, EPS +3.5%, free cash flow +17.7% with operating margin 26.7% and ROIC 12.2%. The dividend is present but secondary, with a yield around 2.2%. Valuation is more restrained than many high-expectation growth names at P/E 9.0 and price/sales 1.9. Stock Foundry combines CINF price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+11.4% vs +3.4% peer median
Operating Margin
Above sector median
+26.7% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 27, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +11.4% and EPS at +3.5%, with operating margin around 26.7%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.2%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -2.6% over the next 5 trading days and finished higher after 0 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 27, 2026 | โ | -0.4% | -3.7% | +0.8% |
2026 Feb 9, 2026 | +16.2% | -3.3% | -1.6% | -2.4% |
2025 Oct 27, 2025 | +33.2% | -3.7% | -2.5% | +5.8% |
Benchmark Edge
CINF vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
CINF
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
CINF Max Drawdown
-10.99%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for CINF and SPY.
Company Overview
Cincinnati Financial Corporation
NASDAQ
Cincinnati Financial Corporation is a property and casualty insurance holding company that provides a range of insurance products through its subsidiaries, primarily The Cincinnati Insurance Company and two standard market property casualty insurers. Its core offerings include commercial lines insurance, personal lines such as home and auto coverage, and excess and surplus lines insurance, all distributed through a network of local independent insurance agencies across the United States. These agencies also market complementary products from other subsidiaries, including life insurance and fixed annuities. The company operates in key segments: commercial lines insurance, personal lines insurance, excess and surplus lines insurance, life insurance, and investments, with the majority of revenue derived from commercial and personal lines. Cincinnati Financial Corporation supports businesses, homeowners, and individuals by delivering tailored risk management solutions in the competitive property and casualty insurance market. Founded in 1950 and headquartered in Fairfield, Ohio, it maintains a focused role in underwriting and investment activities within the financial services sector.
- Leadership
- Mr. Stephen Michael Spray
- Employees
- 5.7k
- Street Address
- 6200 South Gilmore Road
- Mailing
- Fairfield, OH, 45014-5141
- Region
- Fairfield, OH, United States
- Last Updated
- May 7, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 9.0
- EV/EBITDA
- 6.7
- Price/Sales
- 1.9
- Price/Book
- 1.6
Growth
- Revenue
- +11.4%
- EPS
- +3.5%
- Free Cash Flow
- +17.7%
Profitability
- Gross Margin
- 50.3%
- Operating Margin
- 26.7%
- Net Margin
- 21.3%
- ROE
- 18.0%
- ROIC
- 12.2%
Balance Sheet
- Debt/Equity
- 0.06
- Current Ratio
- 0.29
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.