Technology
Chime Financial, Inc. – Class A Common Stock(CHYM)
Live Price
Offline$17.60
+6.02% today
Window Change
-5.38%
Window
May 29, 2026 → Jun 18, 2026
- Market Cap
- $7.99B
- Revenue Growth
- +30.7%
- EPS Growth
- -3721.8%
- Dividend Yield
- 0.0%
Historical coverage is still filling in
This 1Y daily history view is currently sparse. Use it as directional context while we continue backfilling more history.
Coverage: 15 bars · May 29, 2026 → Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Chime Financial, Inc. – Class A Common Stock (CHYM) is a Technology stock with a market cap of $7.99B and listed on NASDAQ. The stock last traded around $17.60 and down 5.4% across the available one-year price window (May 29, 2026 → Jun 18, 2026). Baseline metrics include revenue growth of +30.7%, EPS growth of -3721.8%, a dividend yield of 0.0%. What stands out right now is revenue +30.7%, EPS -3721.8%, free cash flow -33.8% with operating margin -47.6% and ROIC -65.5%. Valuation is more restrained than many high-expectation growth names at price/sales 3.7. Overall, the current profile looks closer to a higher-growth but lower-margin setup than a generic broad-market placeholder. Stock Foundry combines CHYM price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Technology peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+30.7% vs +11.9% peer median
Operating Margin
Below sector median
-47.6% vs +22.0% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 7, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at +30.7% and EPS is at -3721.8%, with operating margin around -47.6%.
Benchmark Edge
CHYM vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
CHYM
—
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
CHYM Max Drawdown
-14.46%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for CHYM and SPY.
Company Overview
Chime Financial, Inc. – Class A Common Stock
NASDAQ
Chime Financial, Inc. – Class A Common Stock represents ownership in Chime Financial, Inc., a financial technology company that delivers digital banking and payment solutions designed for everyday consumers. Through its flagship Chime mobile banking app, it provides fee-free services including checking and high-yield savings accounts, early direct deposit access up to two days ahead, SpotMe fee-free overdraft up to $200 for eligible members, and the Secured Credit Builder Visa Credit Card with no interest, annual fees, or credit check to help build credit. Additional features encompass MyPay for wage access up to $500 before payday without interest or mandatory fees, Pay Anyone for instant transfers, Chime Card with 1.5% cash back on purchases, Chime Deals for cash-back rewards, and Chime Workplace for employee financial wellness. Chime partners with FDIC-insured banks like The Bancorp Bank, N.A. and Stride Bank, N.A. to ensure deposit safety, relying on interchange fees from merchants rather than overdraft or service charges. This member-first model promotes spending, saving, liquidity, credit building, and financial education, serving millions seeking accessible, transparent banking alternatives. Founded in 2012 and headquartered in San Francisco, California, Chime Financial, Inc. plays a pivotal role in modernizing consumer fintech with innovative, low-cost tools.
- Leadership
- Mr. Christopher R. Britt
- Employees
- 1.5k
- Street Address
- 101 California Street, Suite 500, Floor 5
- Mailing
- San Francisco, CA, 94111
- Region
- San Francisco, CA, United States
- Last Updated
- May 7, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- —
- EV/EBITDA
- —
- Price/Sales
- 3.7
- Price/Book
- 5.6
Growth
- Revenue
- +30.7%
- EPS
- -3721.8%
- Free Cash Flow
- -33.8%
Profitability
- Gross Margin
- 85.9%
- Operating Margin
- -47.6%
- Net Margin
- -46.2%
- ROE
- -76.9%
- ROIC
- -65.5%
Balance Sheet
- Debt/Equity
- 0.10
- Current Ratio
- 4.53
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.