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Financial Services

Chemung Financial Corporation(CHMG)

Live Price

Offline

$70.97

+1.02% today

1Y Change

+50.45%

Window

Jun 26, 2025 โ†’ Jun 23, 2026

Market Cap
$320.00M
Revenue Growth
-6.5%
EPS Growth
-36.9%
Dividend Yield
2.0%

Coverage: 248 bars ยท Jun 26, 2025 โ†’ Jun 23, 2026

Research Briefing

A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.

Decision context

Research Snapshot

Chemung Financial Corporation (CHMG) is a Financial Services stock with a market cap of $320.00M. The stock last traded around $70.97 and up 50.4% across the available one-year price window (Jun 26, 2025 โ†’ Jun 23, 2026). Baseline metrics include revenue growth of -6.5%, EPS growth of -36.9%, a dividend yield of 2.0%. What stands out right now is revenue -6.5%, EPS -36.9%, free cash flow +67.3% with operating margin 16.9% and ROIC 5.2%. The dividend is present but secondary, with a yield around 2.0%. Valuation is more restrained than many high-expectation growth names at P/E 17.8 and price/sales 2.3. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines CHMG price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.

Sector Context

How this name stacks up against nearby peers on first-pass metrics.

Revenue Growth

Below sector median

-6.5% vs +3.4% peer median

Operating Margin

Above sector median

+16.9% vs +4.7% peer median

What Changed This Quarter

Latest report context and the signals most likely to have changed the story.

Latest report is on the board

2026 was reported on Apr 17, 2026, but the surprise data is still limited.

The operating picture looks softer than before

Revenue is at -6.5% and EPS is at -36.9%, with operating margin around 16.9%.

Shareholder return is still part of the story

The stock is still offering a dividend yield around 2.0%, which matters if the thesis depends on income as much as growth.

Earnings Reaction Memory

How the stock has tended to move after recent reports.

Across the last 3 reported quarters, the stock averaged +5.3% over the next 5 trading days and finished higher after 3 of those reports.

View quarter-by-quarter reaction table
QuarterEPS ฮ”1D5D20D
2026
Apr 17, 2026
โ€”+8.2%+6.4%+4.3%
2026
Jan 26, 2026
+0.6%+2.5%+7.1%-2.6%
2025
Oct 21, 2025
-3.6%+2.5%+2.5%+0.3%

Benchmark Edge

CHMG vs SPY, QQQ, and Sector ETFs

Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.

Shared 1Y chart + MAX history table

CHMG

โ€”

Normalized return

SPY

--

S&P 500

Excess Return

--

Relative to SPY

CHMG Max Drawdown

-21.15%

Trailing 1Y

SPY Max Drawdown

โ€”

Trailing 1Y

Benchmark comparison is loading or unavailable right now.

Calendar-Year Returns

Uses the longest available daily history for CHMG and SPY.

Calendar-year return history is still loading or unavailable.
CH

Company Overview

Chemung Financial Corporation

Last Updated
May 7, 2026

Key Fundamentals

Valuation, growth, profitability, and balance sheet signals.

Valuation

P/E
17.8
EV/EBITDA
16.3
Price/Sales
2.3
Price/Book
1.2

Growth

Revenue
-6.5%
EPS
-36.9%
Free Cash Flow
+67.3%

Profitability

Gross Margin
66.5%
Operating Margin
16.9%
Net Margin
12.8%
ROE
7.3%
ROIC
5.2%

Balance Sheet

Debt/Equity
0.49
Current Ratio
โ€”

Earnings Reports

๐Ÿ“… Last reportedApr 17, 2026
PeriodB/MEPSEPS ฮ”RevenueRev ฮ”
โ€”
Apr 17, 26
โ€”
Est 1.63
โ€”
โ€”
Est 29209.0B
โ€”
โ€”
Jan 26, 26
โœ“
1.61
Est 1.60
+0.6%
30517.0B
Est 29483.0B
+3.5%
โ€”
Oct 21, 25
โœ—
1.62
Est 1.68
-3.6%
28514.0B
Est 29483.0B
-3.3%
โ€”
Jul 17, 25
โ€”
1.31
Est 1.31
0.0%
22329.0B
Est 28092.0B
-20.5%
โ€”
Apr 18, 25
โœ“
1.26
Est 1.22
+3.3%
25428.0B
Est 26515.0B
-4.1%
โ€”
Jan 28, 25
โœ“
1.24
Est 1.23
+0.8%
25503.0B
Est 24965.5B
+2.1%
โ€”
Oct 22, 24
โœ“
1.19
Est 1.13
+5.3%
23954.0B
Est 24330.0B
-1.6%
โ€”
Jul 18, 24
โœ—
1.05
Est 1.12
-6.3%
23159.0B
Est 24070.0B
-3.8%
โ€”
Apr 18, 24
โœ“
1.48
Est 1.04
+42.3%
23491.0B
Est 23740.0B
-1.1%
โ€”
Mar 13, 24
0.80
Est โ€”
โ€”
35646.0B
Est โ€”
โ€”
โ€”
Oct 24, 23
โœ“
1.21
Est 1.18
+2.5%
25576.0B
Est 23500.0B
+8.8%
โ€”
Jul 20, 23
โœ“
1.33
Est 1.21
+9.9%
23734.0B
Est 24310.0B
-2.4%
โ€”
Apr 20, 23
โœ“
1.54
Est 1.37
+12.4%
25139.0B
Est 24950.0B
+0.8%
โ€”
Mar 22, 23
1.58
Est โ€”
โ€”
29224.0B
Est โ€”
โ€”
โ€”
Oct 20, 22
โœ“
1.37
Est 1.35
+1.5%
24090.0B
Est 23700.0B
+1.6%
โ€”
Jul 21, 22
โœ“
1.71
Est 1.19
+43.7%
22784.0B
Est 22515.5B
+1.2%

Latest News

No news articles available

Official Releases

Company announcements and filings-style updates.

Official
No official releases available

Next Step

Keep the research moving

After the overview, the strongest next step is usually chart context or a tighter compare set.