Financial Services
City Holding Company(CHCO)
Live Price
Offline$127.12
+0.40% today
1Y Change
+6.83%
Window
Jun 25, 2025 β Jun 16, 2026
- Market Cap
- $1.75B
- Revenue Growth
- +5.6%
- EPS Growth
- +13.0%
- Dividend Yield
- 2.7%
Coverage: 245 bars Β· Jun 25, 2025 β Jun 16, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
City Holding Company (CHCO) is a Financial Services stock with a market cap of $1.75B and listed on NASDAQ. The stock last traded around $127.12 and up 6.8% across the available one-year price window (Jun 25, 2025 β Jun 16, 2026). Baseline metrics include revenue growth of +5.6%, EPS growth of +13.0%, a dividend yield of 2.7%. What stands out right now is revenue +5.6%, EPS +13.0%, free cash flow -0.6% with operating margin 41.6% and ROIC 2.0%. The dividend matters to the case here, with a current yield around 2.7%. Valuation is more restrained than many high-expectation growth names at P/E 13.4 and price/sales 4.4. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines CHCO price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+5.6% vs +3.4% peer median
Operating Margin
Above sector median
+41.6% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 22, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +5.6% and EPS at +13.0%, with operating margin around 41.6%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.7%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -3.0% over the next 5 trading days and finished higher after 0 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS Ξ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 22, 2026 | β | +1.8% | -2.4% | -0.4% |
2026 Jan 21, 2026 | -4.8% | +1.8% | -3.1% | +0.3% |
2025 Oct 22, 2025 | +12.1% | -0.0% | -3.4% | -2.9% |
Benchmark Edge
CHCO vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
CHCO
β
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
CHCO Max Drawdown
-12.70%
Trailing 1Y
SPY Max Drawdown
β
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for CHCO and SPY.
Company Overview
City Holding Company
NASDAQ
City Holding Company is a financial institution that provides a comprehensive range of banking and financial services. Its primary function is to offer such services as retail banking, wealth management, and commercial banking products to individuals, businesses, and public sector entities. The companyβs offerings include traditional banking products like checking and savings accounts, loans, and mortgages, as well as investment services. City Holding Company is instrumental in fostering economic growth within its operating region by facilitating easy access to credit and various financial solutions. Significantly, it serves customers primarily through a network of branches and ATMs, as well as digital platforms, ensuring both accessibility and convenience. In the financial market, City Holding Company plays a crucial role in promoting the stability and liquidity of the local economy by effectively managing the assets and liabilities of its clientele. Its performance is a barometer of economic health in the regions it serves, reflecting trends in consumer spending and business investment. Headquartered in Charleston, West Virginia, City Holding Company represents a key player in the regional banking sector and continues to evolve alongside technological advancements and regulatory changes.
- Leadership
- Mr. Charles R. Hageboeck Ph.D.
- Employees
- 928
- Street Address
- 25 Gatewater Road
- Mailing
- Charleston, WV, 25313
- Region
- Charleston, WV, United States
- Last Updated
- May 7, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 13.4
- EV/EBITDA
- 12.5
- Price/Sales
- 4.4
- Price/Book
- 2.2
Growth
- Revenue
- +5.6%
- EPS
- +13.0%
- Free Cash Flow
- -0.6%
Profitability
- Gross Margin
- 79.7%
- Operating Margin
- 41.6%
- Net Margin
- 33.3%
- ROE
- 16.7%
- ROIC
- 2.0%
Balance Sheet
- Debt/Equity
- 0.66
- Current Ratio
- 0.42
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.