Financial Services
Cullen/Frost Bankers Inc.(CFR)
Live Price
Offline$145.66
+0.08% today
1Y Change
+15.11%
Window
Jun 25, 2025 โ Jun 16, 2026
- Market Cap
- $8.85B
- Revenue Growth
- +2.5%
- EPS Growth
- +12.8%
- Dividend Yield
- 2.8%
Coverage: 245 bars ยท Jun 25, 2025 โ Jun 16, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Cullen/Frost Bankers Inc. (CFR) is a Financial Services stock with a market cap of $8.85B and listed on NYSE. The stock last traded around $145.66 and up 15.1% across the available one-year price window (Jun 25, 2025 โ Jun 16, 2026). Baseline metrics include revenue growth of +2.5%, EPS growth of +12.8%, a dividend yield of 2.8%. What stands out right now is revenue +2.5%, EPS +12.8%, free cash flow -85.2% with operating margin 28.5% and ROIC 3.6%. The dividend matters to the case here, with a current yield around 2.8%. Valuation is more restrained than many high-expectation growth names at P/E 13.4 and price/sales 3.2. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines CFR price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Near sector median
+2.5% vs +3.4% peer median
Operating Margin
Above sector median
+28.5% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 7, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +2.5% and EPS at +12.8%, with operating margin around 28.5%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.8%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +0.4% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 7, 2026 | โ | +0.2% | -2.4% | +1.2% |
2026 Jan 29, 2026 | +4.0% | -0.7% | +3.5% | -0.4% |
2025 Oct 30, 2025 | +12.2% | -0.2% | +0.2% | +0.2% |
Benchmark Edge
CFR vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
CFR
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
CFR Max Drawdown
-13.62%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for CFR and SPY.
Company Overview
Cullen/Frost Bankers Inc.
NYSE
Cullen/Frost Bankers Inc. is a financial services holding company based in Texas, United States. Primarily offering commercial and consumer banking, trust and investment management services, Cullen/Frost Bankers Inc. operates through its main subsidiary, Frost Bank. It serves a diverse clientele, ranging from small businesses to large corporations, as well as individual retail customers, showcasing its strong community orientation. With a history tracing back to 1868, the company has built a solid reputation for stability and customer service. Cullen/Frost Bankers Inc. significantly impacts the financial sector in Texas, reflecting regional economic trends and contributing to local development. As one of the largest banks in the region, it plays a key role in supporting financial infrastructure, providing both traditional banking services and advanced digital banking solutions. The company's deep-rooted presence and extensive network across Texas enable it to effectively respond to customer needs, while its prudent risk management and conservative lending practices ensure long-term sustainability in the ever-evolving financial market.
- Leadership
- Mr. Phillip D. Green J.D.
- Employees
- 5.9k
- Street Address
- 111 West Houston Street
- Mailing
- San Antonio, TX, 78205
- Region
- San Antonio, TX, United States
- Last Updated
- May 7, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 13.4
- EV/EBITDA
- 14.6
- Price/Sales
- 3.2
- Price/Book
- 2.0
Growth
- Revenue
- +2.5%
- EPS
- +12.8%
- Free Cash Flow
- -85.2%
Profitability
- Gross Margin
- 80.1%
- Operating Margin
- 28.5%
- Net Margin
- 24.0%
- ROE
- 15.1%
- ROIC
- 3.6%
Balance Sheet
- Debt/Equity
- 1.03
- Current Ratio
- 4.22
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.