Financial Services
C&F Financial Corporation(CFFI)
Live Price
Offline$78.36
+2.89% today
1Y Change
+24.86%
Window
Jun 25, 2025 โ Jun 15, 2026
- Market Cap
- $240.00M
- Revenue Growth
- +11.8%
- EPS Growth
- +37.9%
- Dividend Yield
- 2.5%
Coverage: 244 bars ยท Jun 25, 2025 โ Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
C&F Financial Corporation (CFFI) is a Financial Services stock with a market cap of $240.00M and listed on NASDAQ. The stock last traded around $78.36 and up 24.9% across the available one-year price window (Jun 25, 2025 โ Jun 15, 2026). Baseline metrics include revenue growth of +11.8%, EPS growth of +37.9%, a dividend yield of 2.5%. What stands out right now is revenue +11.8%, EPS +37.9%, free cash flow -36.7% with operating margin 18.5% and ROIC 1.0%. The dividend matters to the case here, with a current yield around 2.5%. Valuation is more restrained than many high-expectation growth names at P/E 8.4 and price/sales 1.3. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines CFFI price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+11.8% vs +3.4% peer median
Operating Margin
Above sector median
+18.5% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 23, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +11.8% and EPS at +37.9%, with operating margin around 18.5%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.5%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +4.3% over the next 5 trading days and finished higher after 3 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 23, 2026 | โ | +1.2% | +0.2% | -1.8% |
2026 Jan 27, 2026 | โ | -0.4% | +10.6% | +7.5% |
2025 Oct 23, 2025 | โ | +2.6% | +2.1% | +2.3% |
Benchmark Edge
CFFI vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
CFFI
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
CFFI Max Drawdown
-13.56%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for CFFI and SPY.
Company Overview
C&F Financial Corporation
NASDAQ
C & F Financial Corp. is a financial services company that primarily operates in the United States, focusing on providing a comprehensive range of banking and financial solutions. As a community-centric banking entity, its primary function is to offer retail and commercial banking services, including deposit products, loan offerings, and wealth management solutions. Notable for its involvement in both consumer and business banking, C & F Financial Corp. serves diverse sectors ranging from individual account holders to small and medium-sized enterprises. The corporation plays a significant role in supporting local economic growth and stability by facilitating access to essential financial resources. C & F Financial Corp.'s operations extend to mortgage banking and consumer finance through its various subsidiaries, underscoring its commitment to a holistic financial approach. In the broader market, the company is recognized as a regional player with a keen emphasis on personalized service and community engagement. Its strategic initiatives are often aimed at leveraging technology for improved service delivery while maintaining strong ties to the communities it serves. This dual focus on innovation and traditional banking values positions C & F Financial Corp. as a pivotal institution in its regional marketplace.
- Leadership
- Mr. Thomas F. Cherry
- Employees
- 575
- Street Address
- 3600 La Grange Parkway
- Mailing
- Toano, VA, 23168
- Region
- Toano, VA, United States
- Last Updated
- May 7, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 8.4
- EV/EBITDA
- 8.8
- Price/Sales
- 1.3
- Price/Book
- 0.9
Growth
- Revenue
- +11.8%
- EPS
- +37.9%
- Free Cash Flow
- -36.7%
Profitability
- Gross Margin
- 69.3%
- Operating Margin
- 18.5%
- Net Margin
- 14.9%
- ROE
- 11.1%
- ROIC
- 1.0%
Balance Sheet
- Debt/Equity
- 0.39
- Current Ratio
- 1.35
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.