Financial Services
CONCORDIA FINANCIAL GROUP LTD(CCRDF)
Live Price
Offline$10.35
+0.00% today
1Y Change
+66.79%
Window
Jun 25, 2025 → Jun 23, 2026
- Market Cap
- $1.68T
- Revenue Growth
- +11.7%
- EPS Growth
- +51.2%
- Dividend Yield
- 2.6%
Coverage: 257 bars · Jun 25, 2025 → Jun 23, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
CONCORDIA FINANCIAL GROUP LTD (CCRDF) is a Financial Services stock with a market cap of $1.68T and listed on OTC. The stock last traded around $10.35 and up 66.8% across the available one-year price window (Jun 25, 2025 → Jun 23, 2026). Baseline metrics include revenue growth of +11.7%, EPS growth of +51.2%, a dividend yield of 2.6%. What stands out right now is revenue +11.7%, EPS +51.2%, free cash flow +101.4% with operating margin 33.2% and ROIC 0.4%. The dividend matters to the case here, with a current yield around 2.6%. Valuation is more restrained than many high-expectation growth names at P/E 16.0 and price/sales 3.7. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines CCRDF price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+11.7% vs +3.4% peer median
Operating Margin
Above sector median
+33.2% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
The operating story is still moving forward
Revenue is running at +11.7% and EPS at +51.2%, with operating margin around 33.2%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.6%, which matters if the thesis depends on income as much as growth.
Benchmark Edge
CCRDF vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
CCRDF
—
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
CCRDF Max Drawdown
-14.78%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for CCRDF and SPY.
Company Overview
CONCORDIA FINANCIAL GROUP LTD
OTC
Concordia Financial Group Ltd. is a prominent financial services entity based in Japan, known primarily for providing a wide range of banking services across the country. Formed as a merger between two significant entities, the Bank of Yokohama and Higashi-Nippon Bank, Concordia plays a crucial role in regional banking. The company's primary function is to offer comprehensive financial solutions including retail and commercial lending, deposit products, and various financial advisory services. With a strong presence in the Kanto region, Concordia Financial Group Ltd. is instrumental in supporting small and medium-sized enterprises (SMEs) and contributing to local economic growth. The group's insightful approach to regional development and focus on sustainable banking practices underscore its market significance. As a key player in Japan's financial sector, Concordia continues to evolve, integrating digital banking trends to enhance customer experience and streamline operations.
- Leadership
- Mr. Yoshiyuki Oishi
- Employees
- 5.9k
- Street Address
- Tokyo Nihonbashi Tower, 34th floor 2-7-1 Nihonbashi Chuo-ku
- Mailing
- Tokyo, 103-6034
- Region
- Tokyo, Japan
- Last Updated
- May 7, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 16.0
- EV/EBITDA
- 4.2
- Price/Sales
- 3.7
- Price/Book
- 1.2
Growth
- Revenue
- +11.7%
- EPS
- +51.2%
- Free Cash Flow
- +101.4%
Profitability
- Gross Margin
- 81.1%
- Operating Margin
- 33.2%
- Net Margin
- 23.1%
- ROE
- 7.8%
- ROIC
- 0.4%
Balance Sheet
- Debt/Equity
- 1.84
- Current Ratio
- 6.81
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.