Financial Services
Commencement Bank (WA)(CBWA)
Live Price
Offline$17.00
+0.06% today
1Y Change
+42.31%
Window
Jun 25, 2025 โ Jun 23, 2026
- Market Cap
- $60.00M
- Revenue Growth
- +20.6%
- EPS Growth
- +128.2%
- Dividend Yield
- 0.0%
Coverage: 250 bars ยท Jun 25, 2025 โ Jun 23, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Commencement Bank (WA) (CBWA) is a Financial Services stock with a market cap of $60.00M and listed on OTC. The stock last traded around $17.00 and up 42.3% across the available one-year price window (Jun 25, 2025 โ Jun 23, 2026). Baseline metrics include revenue growth of +20.6%, EPS growth of +128.2%, a dividend yield of 0.0%. What stands out right now is revenue +20.6%, EPS +128.2%, free cash flow -91.2% with operating margin 22.7% and ROIC 1.0%. Valuation is more restrained than many high-expectation growth names at P/E 9.4 and price/sales 1.7. Stock Foundry combines CBWA price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+20.6% vs +3.4% peer median
Operating Margin
Above sector median
+22.7% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2023 was reported on Dec 31, 2023, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +20.6% and EPS at +128.2%, with operating margin around 22.7%.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 2 reported quarters, the stock averaged +0.8% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2023 Dec 31, 2023 | โ | +0.0% | +0.8% | +0.0% |
2023 Jun 30, 2023 | โ | +0.0% | +0.8% | +0.0% |
Benchmark Edge
CBWA vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
CBWA
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
CBWA Max Drawdown
-5.45%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for CBWA and SPY.
Company Overview
Commencement Bank (WA)
OTC
Commencement Bancorp Inc. is a publicly traded company that operates as a bank holding entity. Its primary function is to manage and oversee the operations of Commencement Bank, providing a wide range of banking products and services. The institution serves both individual and business clients by offering essential financial services including deposits, loans, and treasury management solutions. Commencement Bancorp Inc. plays a vital role in supporting local economies and fostering community growth by facilitating access to financial resources for small to medium enterprises and individual clients. It is particularly influential in regional markets, helping drive economic development and stability. As part of the financial sector, the company is subject to regulatory scrutiny and must maintain compliance with various banking regulations, ensuring the security and reliability of its financial offerings. Headquartered in Tacoma, Washington, Commencement Bancorp Inc. operates through a network of branches strategically located to evenly distribute financial services within its operational radius, thus enhancing its local market presence.
- Leadership
- Mr. John E. Manolides
- Street Address
- 1313 Broadway, Suite 400
- Mailing
- Tacoma, WA, 98402
- Region
- Tacoma, WA, United States
- Last Updated
- May 7, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 9.4
- EV/EBITDA
- 7.5
- Price/Sales
- 1.7
- Price/Book
- 1.0
Growth
- Revenue
- +20.6%
- EPS
- +128.2%
- Free Cash Flow
- -91.2%
Profitability
- Gross Margin
- 53.2%
- Operating Margin
- 22.7%
- Net Margin
- 18.3%
- ROE
- 11.9%
- ROIC
- 1.0%
Balance Sheet
- Debt/Equity
- 0.13
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.