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Financial Services

Credit Acceptance Corporation(CACC)

Live Price

Offline

$548.85

-1.50% today

1Y Change

+15.98%

Window

Jun 26, 2025 โ†’ Jun 23, 2026

Market Cap
$5.48B
Revenue Growth
+8.6%
EPS Growth
+90.2%
Dividend Yield
0.0%

Coverage: 248 bars ยท Jun 26, 2025 โ†’ Jun 23, 2026

Research Briefing

A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.

Decision context

Research Snapshot

Credit Acceptance Corporation (CACC) is a Financial Services stock with a market cap of $5.48B. The stock last traded around $548.85 and up 16.0% across the available one-year price window (Jun 26, 2025 โ†’ Jun 23, 2026). Baseline metrics include revenue growth of +8.6%, EPS growth of +90.2%, a dividend yield of 0.0%. What stands out right now is revenue +8.6%, EPS +90.2%, free cash flow -7.3% with operating margin 24.2% and ROIC 4.9%. Valuation is more restrained than many high-expectation growth names at P/E 12.5 and price/sales 2.4. Stock Foundry combines CACC price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.

Sector Context

How this name stacks up against nearby peers on first-pass metrics.

Revenue Growth

Above sector median

+8.6% vs +3.4% peer median

Operating Margin

Above sector median

+24.2% vs +4.7% peer median

What Changed This Quarter

Latest report context and the signals most likely to have changed the story.

Latest report is on the board

2026 was reported on Apr 29, 2026, but the surprise data is still limited.

The operating story is still moving forward

Revenue is running at +8.6% and EPS at +90.2%, with operating margin around 24.2%.

Earnings Reaction Memory

How the stock has tended to move after recent reports.

Across the last 3 reported quarters, the stock averaged +3.2% over the next 5 trading days and finished higher after 2 of those reports.

View quarter-by-quarter reaction table
QuarterEPS ฮ”1D5D20D
2026
Apr 29, 2026
โ€”+0.9%+7.9%+11.9%
2026
Jan 29, 2026
+10.2%+10.4%+9.7%+4.9%
2025
Oct 30, 2025
+4.2%-1.1%-7.9%+2.1%

Benchmark Edge

CACC vs SPY, QQQ, and Sector ETFs

Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.

Shared 1Y chart + MAX history table

CACC

โ€”

Normalized return

SPY

--

S&P 500

Excess Return

--

Relative to SPY

CACC Max Drawdown

-24.41%

Trailing 1Y

SPY Max Drawdown

โ€”

Trailing 1Y

Benchmark comparison is loading or unavailable right now.

Calendar-Year Returns

Uses the longest available daily history for CACC and SPY.

Calendar-year return history is still loading or unavailable.
CR

Company Overview

Credit Acceptance Corporation

Last Updated
May 7, 2026

Key Fundamentals

Valuation, growth, profitability, and balance sheet signals.

Valuation

P/E
12.5
EV/EBITDA
9.1
Price/Sales
2.4
Price/Book
3.7

Growth

Revenue
+8.6%
EPS
+90.2%
Free Cash Flow
-7.3%

Profitability

Gross Margin
55.5%
Operating Margin
24.2%
Net Margin
19.6%
ROE
29.4%
ROIC
4.9%

Balance Sheet

Debt/Equity
โ€”
Current Ratio
โ€”

Earnings Reports

๐Ÿ“… Last reportedApr 29, 2026
PeriodB/MEPSEPS ฮ”RevenueRev ฮ”
โ€”
Apr 29, 26
โ€”
Est 10.61
โ€”
โ€”
Est 580836.6B
โ€”
โ€”
Jan 29, 26
โœ“
11.35
Est 10.30
+10.2%
579900.0B
Est 585366.7B
-0.9%
โ€”
Oct 30, 25
โœ“
10.28
Est 9.87
+4.2%
576400.0B
Est 593767.0B
-2.9%
โ€”
Jul 31, 25
โœ—
8.56
Est 9.84
-13.0%
575600.0B
Est 589697.7B
-2.4%
โ€”
Apr 30, 25
โœ—
8.66
Est 10.31
-16.0%
562300.0B
Est 567199.0B
-0.9%
โ€”
Jan 30, 25
โœ“
12.26
Est 7.70
+59.2%
557700.0B
Est 564699.8B
-1.2%
โ€”
Oct 30, 24
โœ—
6.35
Est 9.21
-31.1%
543600.0B
Est 548126.7B
-0.8%
โ€”
Jul 31, 24
โœ—
-3.83
Est 7.20
-153.2%
538200.0B
Est 479030.0B
+12.3%
โ€”
Apr 30, 24
โœ—
5.08
Est 6.81
-25.4%
508000.0B
Est 455760.0B
+11.5%
โ€”
Jan 31, 24
โœ“
7.29
Est 5.43
+34.3%
491600.0B
Est 489530.0B
+0.4%
โ€”
Oct 30, 23
โœ—
5.43
Est 5.71
-4.9%
473200.0B
Est 487250.0B
-2.9%
โ€”
Aug 1, 23
โœ—
1.69
Est 8.18
-79.3%
460800.0B
Est 463860.0B
-0.7%
โ€”
May 1, 23
โœ—
7.61
Est 8.81
-13.6%
438500.0B
Est 458200.0B
-4.3%
โ€”
Jan 31, 23
โœ“
9.58
Est 7.16
+33.8%
433100.0B
Est 452890.1B
-4.4%
โ€”
Nov 1, 22
โœ—
6.49
Est 10.33
-37.2%
437000.0B
Est 459074.3B
-4.8%
โ€”
Aug 1, 22
โœ—
7.94
Est 12.89
-38.4%
455800.0B
Est 454774.3B
+0.2%

Latest News

No news articles available

Official Releases

Company announcements and filings-style updates.

Official
No official releases available

Next Step

Keep the research moving

After the overview, the strongest next step is usually chart context or a tighter compare set.