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Financial Services

Bank of the James Financial Group, Inc.(BOTJ)

Live Price

Offline

$24.55

+1.82% today

1Y Change

+79.20%

Window

Jun 25, 2025 โ†’ Jun 18, 2026

Market Cap
$110.00M
Revenue Growth
+6.0%
EPS Growth
+13.7%
Dividend Yield
1.7%

Coverage: 247 bars ยท Jun 25, 2025 โ†’ Jun 18, 2026

Research Briefing

A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.

Decision context

Research Snapshot

Bank of the James Financial Group, Inc. (BOTJ) is a Financial Services stock with a market cap of $110.00M. The stock last traded around $24.55 and up 79.2% across the available one-year price window (Jun 25, 2025 โ†’ Jun 18, 2026). Baseline metrics include revenue growth of +6.0%, EPS growth of +13.7%, a dividend yield of 1.7%. What stands out right now is revenue +6.0%, EPS +13.7%, free cash flow +76.1% with operating margin 21.3% and ROIC 2.9%. The dividend is present but secondary, with a yield around 1.7%. Valuation is more restrained than many high-expectation growth names at P/E 9.7 and price/sales 2.2. Stock Foundry combines BOTJ price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.

Sector Context

How this name stacks up against nearby peers on first-pass metrics.

Revenue Growth

Above sector median

+6.0% vs +3.4% peer median

Operating Margin

Above sector median

+21.3% vs +4.7% peer median

What Changed This Quarter

Latest report context and the signals most likely to have changed the story.

Latest report is on the board

2026 was reported on Apr 28, 2026, but the surprise data is still limited.

The operating story is still moving forward

Revenue is running at +6.0% and EPS at +13.7%, with operating margin around 21.3%.

Shareholder return is still part of the story

The stock is still offering a dividend yield around 1.7%, which matters if the thesis depends on income as much as growth.

Earnings Reaction Memory

How the stock has tended to move after recent reports.

Across the last 3 reported quarters, the stock averaged +0.9% over the next 5 trading days and finished higher after 2 of those reports.

View quarter-by-quarter reaction table
QuarterEPS ฮ”1D5D20D
2026
Apr 28, 2026
โ€”-1.2%+0.9%-0.9%
2026
Feb 4, 2026
โ€”+2.6%-2.2%-3.0%
2025
Oct 30, 2025
โ€”+5.0%+4.1%+10.8%

Benchmark Edge

BOTJ vs SPY, QQQ, and Sector ETFs

Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.

Shared 1Y chart + MAX history table

BOTJ

โ€”

Normalized return

SPY

--

S&P 500

Excess Return

--

Relative to SPY

BOTJ Max Drawdown

-8.86%

Trailing 1Y

SPY Max Drawdown

โ€”

Trailing 1Y

Benchmark comparison is loading or unavailable right now.

Calendar-Year Returns

Uses the longest available daily history for BOTJ and SPY.

Calendar-year return history is still loading or unavailable.
BA

Company Overview

Bank of the James Financial Group, Inc.

Last Updated
May 7, 2026

Key Fundamentals

Valuation, growth, profitability, and balance sheet signals.

Valuation

P/E
9.7
EV/EBITDA
7.4
Price/Sales
2.2
Price/Book
1.3

Growth

Revenue
+6.0%
EPS
+13.7%
Free Cash Flow
+76.1%

Profitability

Gross Margin
78.6%
Operating Margin
21.3%
Net Margin
23.1%
ROE
14.1%
ROIC
2.9%

Balance Sheet

Debt/Equity
โ€”
Current Ratio
โ€”

Earnings Reports

๐Ÿ“… Last reportedApr 28, 2026
PeriodB/MEPSEPS ฮ”RevenueRev ฮ”
โ€”
Apr 28, 26
โ€”
Est โ€”
โ€”
โ€”
Est โ€”
โ€”
โ€”
Feb 4, 26
0.60
Est โ€”
โ€”
16337.0B
Est โ€”
โ€”
โ€”
Oct 30, 25
0.61
Est โ€”
โ€”
โ€”
Est โ€”
โ€”
โ€”
Aug 4, 25
0.60
Est โ€”
โ€”
15450.0B
Est โ€”
โ€”
โ€”
Apr 30, 25
0.19
Est โ€”
โ€”
14331.0B
Est โ€”
โ€”
โ€”
Jan 31, 25
0.36
Est โ€”
โ€”
11573.0B
Est โ€”
โ€”
โ€”
Oct 25, 24
0.44
Est โ€”
โ€”
11142.0B
Est โ€”
โ€”
โ€”
Jul 26, 24
0.47
Est โ€”
โ€”
15126.0B
Est โ€”
โ€”
โ€”
Apr 26, 24
0.48
Est โ€”
โ€”
13816.0B
Est โ€”
โ€”
โ€”
Feb 2, 24
0.45
Est โ€”
โ€”
13667.0B
Est โ€”
โ€”
โ€”
Oct 20, 23
0.46
Est โ€”
โ€”
10347.0B
Est โ€”
โ€”
โ€”
Jul 21, 23
0.56
Est โ€”
โ€”
10580.0B
Est โ€”
โ€”
โ€”
Apr 21, 23
0.43
Est โ€”
โ€”
10490.0B
Est โ€”
โ€”
โ€”
Feb 6, 23
0.42
Est โ€”
โ€”
10856.0B
Est โ€”
โ€”
โ€”
Oct 21, 22
0.55
Est โ€”
โ€”
11510.0B
Est โ€”
โ€”
โ€”
Jul 22, 22
0.48
Est โ€”
โ€”
9899.0B
Est โ€”
โ€”

Latest News

No news articles available

Official Releases

Company announcements and filings-style updates.

Official
No official releases available

Next Step

Keep the research moving

After the overview, the strongest next step is usually chart context or a tighter compare set.