Financial Services
Live Price
Offline$3.64
+0.00% today
1Y Change
+14.41%
Window
Jun 30, 2025 → Jun 26, 2026
Coverage: 255 bars · Jun 30, 2025 → Jun 26, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Banco de Sabadell, S.A. (BNDSF) is a Financial Services stock with a market cap of $16.35B. The stock last traded around $3.64 and up 14.4% across the available one-year price window (Jun 30, 2025 → Jun 26, 2026). Baseline metrics include revenue growth of +36.1%, EPS growth of +6.9%, a dividend yield of 4.3%. What stands out right now is revenue +36.1%, EPS +6.9%, free cash flow +182.8% with operating margin 28.2% and ROIC 0.7%. The dividend matters to the case here, with a current yield around 4.3%. Valuation already assumes a fairly strong business story at P/E 36.0 and price/sales 1.9. Stock Foundry combines BNDSF price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Edge
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
Relative Read
BNDSF is 3.58 pts behind over the shared 1Y window.
BNDSF had 11.49 pts deeper max drawdown than SPY.
BNDSF beat SPY in 1 of 2 calendar years shown and trailed in 1.
BNDSF
+14.41%
Normalized return
SPY
+17.99%
S&P 500
Excess Return
-3.58 pts
Relative to SPY
BNDSF Max Drawdown
-20.63%
Trailing 1Y
SPY Max Drawdown
-9.13%
Trailing 1Y
Uses the longest available daily history for BNDSF and SPY.
| Year | BNDSF | SPY | Excess | Leader |
|---|---|---|---|---|
| 2026 | -6.10% | +6.71% | -12.81 pts | SPY |
| 2025 | +21.84% | +11.19% | +10.65 pts | BNDSF |
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$4.1B
-6.4% YoY
FY Net Income
$530.2M
-40.4% YoY
Free Cash Flow
$11.8B
+267.6% YoY
Revenue Growth
+36.1%
EPS Growth
+6.9%
Gross Margin
66.5%
Net Margin
20.2%
Income statement
EUR
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 7.8B | 5.7B | 5.0B | 4.3B | 4.1B |
| Gross Profit | 4.6B | 5.7B | 5.0B | 4.3B | 4.1B |
| Operating Income | 2.1B | 2.5B | 2.1B | 1.6B | 620M |
| EBITDA | 3.1B | 2.5B | 0 | 1.8B | 681M |
| Net Income | 1.8B | 1.8B | 1.3B | 889M | 530M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
EUR
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 29.5B | 19.4B | 36.7B | 46.1B | 50.4B |
| Total Assets | 245.3B | 239.6B | 235.2B | 251.4B | 251.9B |
| Total Liabilities | 231.2B | 224.6B | 221.3B | 238.2B | 239.0B |
| Shareholder Equity | 14.0B | 15.0B | 13.8B | 13.1B | 13.0B |
| Total Debt | 22.5B | 32.7B | 25.0B | 22.6B | 22.8B |
| Net Debt | -7.0B | 13.3B | -11.7B | -23.5B | -27.5B |
Cash flow positioning
Latest Full Year
Operating Cash Flow
12.3B
+286.2% YoY
Capital Expenditures
502M
-15.7% YoY
Free Cash Flow
11.8B
+267.6% YoY
Key ratios
Gross Margin
66.5%
Operating Margin
28.2%
Net Margin
20.2%
ROE
12.4%
Debt / Equity
3.09x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.