Income statement
USD
Annual
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|
| Revenue | 55M | 84M | 95M | 67M | 72M |
| Gross Profit | 27M | 54M | 64M | 39M | 43M |
| Operating Income | -19M | -9M | 6M | -10M | 3M |
| EBITDA | -7M | 11M | 36M | 2M | 7M |
| Net Income | -17M | -779K | 17M | -12M | 4M |
| EPS (Diluted) | — | — | — | — | — |
Technology
Live Price
Offline$5.00
+0.00% today
1Y Change
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Window
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Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
BM Technologies, Inc. (BMTX) is a Technology stock with a market cap of $60.44M. The stock last traded around $5.00. Baseline metrics include revenue growth of -33.9%, EPS growth of -2200.6%, a dividend yield of 0.0%. What stands out right now is revenue -33.9%, EPS -2200.6%, free cash flow -98.0% with operating margin -34.5% and ROIC -60.0%. Valuation is more restrained than many high-expectation growth names at price/sales 1.1. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines BMTX price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Technology peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
BMTX
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Normalized return
SPY
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S&P 500
Excess Return
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Relative to SPY
BMTX Max Drawdown
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Trailing 1Y
SPY Max Drawdown
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Trailing 1Y
Uses the longest available daily history for BMTX and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$72.3M
+8.2% YoY
FY Net Income
$4.3M
+136.2% YoY
Free Cash Flow
-$1.7M
+70.5% YoY
Revenue Growth
-33.9%
EPS Growth
-2200.6%
Gross Margin
48.1%
Net Margin
-31.4%
Income statement
USD
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|
| Revenue | 55M | 84M | 95M | 67M | 72M |
| Gross Profit | 27M | 54M | 64M | 39M | 43M |
| Operating Income | -19M | -9M | 6M | -10M | 3M |
| EBITDA | -7M | 11M | 36M | 2M | 7M |
| Net Income | -17M | -779K | 17M | -12M | 4M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|
| Cash & Equivalents | 14M | 21M | 26M | 43K | 483K |
| Total Assets | 55M | 71M | 76M | 48M | 176M |
| Total Liabilities | 24M | 22M | 38M | 29M | 15M |
| Shareholder Equity | 31M | 49M | 38M | 19M | 161M |
| Total Debt | 0 | 0 | 416K | 22M | 42M |
| Net Debt | -14M | -21M | -25M | 22M | 41M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
1M
+7.9% YoY
Capital Expenditures
191K
+95.2% YoY
Free Cash Flow
2M
+70.5% YoY
Key ratios
Gross Margin
48.1%
Operating Margin
-34.5%
Net Margin
-31.4%
ROE
-43.4%
Debt / Equity
0.00x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.