Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 97M | 87M | 81M | 65M | 59M |
| Gross Profit | 47M | 41M | 44M | 56M | 47M |
| Operating Income | -10M | -12M | -7M | 3M | -27M |
| EBITDA | -7M | -9M | -5M | 5M | -24M |
| Net Income | -10M | -12M | -7M | 2M | -36M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$13.24
+0.00% today
Window Change
+44.23%
Window
Jun 23, 2025 → Apr 1, 2026
Historical coverage is still expanding
This 1Y daily history view is usable, but not fully loaded yet. Additional bars will appear as backfills continue.
Coverage: 196 bars · Jun 23, 2025 → Apr 1, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Blue Foundry Bancorp (BLFY) is a Financial Services stock with a market cap of $274.88M. The stock last traded around $13.24 and up 44.2% across the available one-year price window (Jun 23, 2025 → Apr 1, 2026). Baseline metrics include revenue growth of +11.2%, EPS growth of +7.3%, a dividend yield of 0.0%. What stands out right now is revenue +11.2%, EPS +7.3%, free cash flow -268.8% with operating margin -10.3% and ROIC -1.5%. Valuation is more restrained than many high-expectation growth names at price/sales 2.8. Stock Foundry combines BLFY price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
BLFY
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
BLFY Max Drawdown
-22.29%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for BLFY and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$58.5M
-10.1% YoY
FY Net Income
-$36.3M
-1616.8% YoY
Free Cash Flow
-$26.0M
-907.5% YoY
Revenue Growth
+11.2%
EPS Growth
+7.3%
Gross Margin
48.4%
Net Margin
-10.3%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 97M | 87M | 81M | 65M | 59M |
| Gross Profit | 47M | 41M | 44M | 56M | 47M |
| Operating Income | -10M | -12M | -7M | 3M | -27M |
| EBITDA | -7M | -9M | -5M | 5M | -24M |
| Net Income | -10M | -12M | -7M | 2M | -36M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 53M | 43M | 46M | 41M | 193M |
| Total Assets | 2.2B | 2.1B | 2.0B | 2.0B | 1.9B |
| Total Liabilities | 1.9B | 1.7B | 1.7B | 1.6B | 1.5B |
| Shareholder Equity | 313M | 332M | 356M | 394M | 429M |
| Total Debt | 324M | 365M | 424M | 338M | 212M |
| Net Debt | 271M | 322M | 378M | 297M | 19M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
14M
-608.9% YoY
Capital Expenditures
12M
-121.9% YoY
Free Cash Flow
26M
-907.5% YoY
Key ratios
Gross Margin
48.4%
Operating Margin
-10.3%
Net Margin
-10.3%
ROE
-3.1%
Debt / Equity
1.04x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.