Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 833M | 646M | 619M | 456M | 419M |
| Gross Profit | 0 | 360M | 380M | 403M | 381M |
| Operating Income | 0 | 80M | 78M | 114M | 149M |
| EBITDA | 1M | 91M | 92M | 129M | 165M |
| Net Income | 90M | 61M | 70M | 93M | 119M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$26.13
-0.65% today
Window Change
+7.64%
Window
Jun 23, 2025 → Sep 4, 2025
Historical coverage is still filling in
This 1Y daily history view is currently sparse. Use it as directional context while we continue backfilling more history.
Coverage: 52 bars · Jun 23, 2025 → Sep 4, 2025
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Berkshire Hills Bancorp, Inc. (BHLB) is a Financial Services stock with a market cap of $1.21B. The stock last traded around $26.13 and up 7.6% across the available one-year price window (Jun 23, 2025 → Sep 4, 2025). Baseline metrics include revenue growth of +28.9%, EPS growth of -28.5%, a dividend yield of 3.5%. What stands out right now is revenue +28.9%, EPS -28.5%, free cash flow -74.3% with operating margin 11.1% and ROIC 0.4%. The dividend matters to the case here, with a current yield around 3.5%. Valuation already assumes a fairly strong business story at P/E 30.2 and price/sales 2.4. Overall, the current profile looks closer to a higher-growth but lower-margin setup than a generic broad-market placeholder. Stock Foundry combines BHLB price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
BHLB
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
BHLB Max Drawdown
-11.09%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for BHLB and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$419.4M
-8.1% YoY
FY Net Income
$118.7M
+28.2% YoY
Free Cash Flow
$83.2M
-23.9% YoY
Revenue Growth
+28.9%
EPS Growth
-28.5%
Gross Margin
53.4%
Net Margin
8.0%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 833M | 646M | 619M | 456M | 419M |
| Gross Profit | 0 | 360M | 380M | 403M | 381M |
| Operating Income | 0 | 80M | 78M | 114M | 149M |
| EBITDA | 1M | 91M | 92M | 129M | 165M |
| Net Income | 90M | 61M | 70M | 93M | 119M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 202M | 1.1B | 1.2B | 685M | 1.6B |
| Total Assets | 23.2B | 12.3B | 12.4B | 11.7B | 11.6B |
| Total Liabilities | 20.7B | 11.1B | 11.4B | 10.7B | 10.4B |
| Shareholder Equity | 2.5B | 1.2B | 1.0B | 954M | 1.2B |
| Total Debt | 0 | 495M | 568M | 189M | 176M |
| Net Debt | -202M | -633M | -635M | -497M | -1.5B |
Cash flow positioning
Latest Full Year
Operating Cash Flow
85M
-23.4% YoY
Capital Expenditures
2M
-7.4% YoY
Free Cash Flow
83M
-23.9% YoY
Key ratios
Gross Margin
53.4%
Operating Margin
11.1%
Net Margin
8.0%
ROE
3.7%
Debt / Equity
0.46x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.