Income statement
USD
Annual
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | 17M | 20M | 19M | 16M | 30M |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| Net Income | 2M | 3M | 1M | -3M | 2M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$15.29
+1.87% today
1Y Change
+22.62%
Window
Jun 30, 2025 → Jun 18, 2026
Coverage: 244 bars · Jun 30, 2025 → Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Bancorp 34, Inc. (BCTF) is a Financial Services stock with a market cap of $100.00M. The stock last traded around $15.29 and up 22.6% across the available one-year price window (Jun 30, 2025 → Jun 18, 2026). Baseline metrics include revenue growth of +77.9%, EPS growth of +128.4%, a dividend yield of 0.0%. What stands out right now is revenue +77.9%, EPS +128.4%, free cash flow +261.7% with operating margin 21.5% and ROIC 0.9%. Valuation is more restrained than many high-expectation growth names at P/E 16.7 and price/sales 1.9. Stock Foundry combines BCTF price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Edge
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
Relative Read
BCTF is 1.76 pts ahead over the shared 1Y window.
Max drawdown was broadly in line with SPY.
BCTF beat SPY in 1 of 2 calendar years shown and trailed in 1.
BCTF
+22.62%
Normalized return
SPY
+20.86%
S&P 500
Excess Return
+1.76 pts
Relative to SPY
BCTF Max Drawdown
-9.46%
Trailing 1Y
SPY Max Drawdown
-9.13%
Trailing 1Y
Uses the longest available daily history for BCTF and SPY.
| Year | BCTF | SPY | Excess | Leader |
|---|---|---|---|---|
| 2026 | +9.60% | +6.71% | +2.89 pts | BCTF |
| 2025 | +11.07% | +11.19% | -0.13 pts | SPY |
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$29.8M
+87.6% YoY
FY Net Income
$1.7M
+149.6% YoY
Free Cash Flow
$2.5M
+261.7% YoY
Revenue Growth
+77.9%
EPS Growth
+128.4%
Gross Margin
71.6%
Net Margin
12.7%
Income statement
USD
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | 17M | 20M | 19M | 16M | 30M |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| Net Income | 2M | 3M | 1M | -3M | 2M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Cash & Equivalents | 12M | 7M | 16M | 27M | 112M |
| Total Assets | — | — | — | 581M | 918M |
| Total Liabilities | — | — | — | 521M | 832M |
| Shareholder Equity | — | — | — | — | — |
| Total Debt | 20M | 44M | 32M | 56M | 32M |
| Net Debt | — | — | — | — | — |
Cash flow positioning
2025 Full Year
Operating Cash Flow
1M
+129.1% YoY
Capital Expenditures
—
Free Cash Flow
2M
+261.7% YoY
Key ratios
Gross Margin
71.6%
Operating Margin
21.5%
Net Margin
12.7%
ROE
7.2%
Debt / Equity
0.29x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.