Financial Services
Live Price
Offline$25.64
+0.16% today
Window Change
+3.93%
Window
Jun 23, 2025 → May 14, 2026
Coverage: 226 bars · Jun 23, 2025 → May 14, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Banc of California, Inc. (BANC-PF) is a Financial Services stock with a market cap of $4.15B. The stock last traded around $25.64 and up 3.9% across the available one-year price window (Jun 23, 2025 → May 14, 2026). Baseline metrics include revenue growth of -3.3%, EPS growth of +126.9%, a dividend yield of 2.2%. What stands out right now is revenue -3.3%, EPS +126.9%, free cash flow +265.0% with operating margin 19.2% and ROIC 0.7%. The dividend is present but secondary, with a yield around 2.2%. Valuation is more restrained than many high-expectation growth names at P/E 11.8 and price/sales 1.6. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines BANC-PF price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
BANC-PF
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
BANC-PF Max Drawdown
-36.21%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for BANC-PF and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$1.3B
-16.9% YoY
FY Net Income
$607.0M
+43.3% YoY
Free Cash Flow
$454.9M
-21.7% YoY
Revenue Growth
-3.3%
EPS Growth
+126.9%
Gross Margin
59.8%
Net Margin
13.6%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 1.8B | 1.9B | 1.5B | 1.6B | 1.3B |
| Gross Profit | 1.1B | 943M | 226M | 1.3B | 1.4B |
| Operating Income | 326M | 169M | -2.2B | 568M | 822M |
| EBITDA | 397M | 290M | -2.1B | 665M | 918M |
| Net Income | 229M | 127M | -1.9B | 424M | 607M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 2.3B | 2.5B | 5.4B | 2.2B | 228M |
| Total Assets | 34.8B | 33.5B | 38.5B | 41.2B | 9.4B |
| Total Liabilities | 31.3B | 30.0B | 35.1B | 37.3B | 8.4B |
| Shareholder Equity | 3.5B | 3.5B | 3.4B | 4.0B | 1.1B |
| Total Debt | 3.0B | 2.3B | 3.8B | 2.6B | 816M |
| Net Debt | 709M | -168M | -1.5B | 391M | 588M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
503M
-28.4% YoY
Capital Expenditures
48M
+60.2% YoY
Free Cash Flow
455M
-21.7% YoY
Key ratios
Gross Margin
59.8%
Operating Margin
19.2%
Net Margin
13.6%
ROE
7.1%
Debt / Equity
0.99x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.