Financial Services
Atlanticus Holdings Corporation(ATLCP)
Live Price
Offline$24.25
+2.15% today
1Y Change
+10.23%
Window
Jun 25, 2025 โ Jun 18, 2026
- Market Cap
- $1.13B
- Revenue Growth
- +53.3%
- EPS Growth
- +24.6%
- Dividend Yield
- 0.0%
Coverage: 247 bars ยท Jun 25, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Atlanticus Holdings Corporation (ATLCP) is a Financial Services stock with a market cap of $1.13B and listed on NASDAQ. The stock last traded around $24.25 and up 10.2% across the available one-year price window (Jun 25, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of +53.3%, EPS growth of +24.6%, a dividend yield of 0.0%. What stands out right now is revenue +53.3%, EPS +24.6%, free cash flow +35.4% with operating margin 22.7% and ROIC 1.7%. Valuation is more restrained than many high-expectation growth names at P/E 9.4 and price/sales 1.6. Stock Foundry combines ATLCP price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+53.3% vs +3.4% peer median
Operating Margin
Above sector median
+22.7% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
Q2 2026 was reported on May 6, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +53.3% and EPS at +24.6%, with operating margin around 22.7%.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -0.1% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
Q2 2026 May 6, 2026 | โ | -0.2% | +1.2% | -0.6% |
Q2 2026 Apr 18, 2026 | +5.1% | -0.6% | +0.5% | +5.2% |
Q1 2026 Feb 25, 2026 | +168.8% | +0.3% | -2.0% | -7.8% |
Benchmark Edge
ATLCP vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
ATLCP
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
ATLCP Max Drawdown
-13.65%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for ATLCP and SPY.
Company Overview
Atlanticus Holdings Corporation
NASDAQ Global Select
Atlanticus Holdings Corporation provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as private label and general purpose credit cards originated by lenders through various channels, including retail and healthcare, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, educational services, and home-improvements by partnering with retailers and service providers. In addition, it offers loan servicing, such as risk management and customer service outsourcing for third parties; and engages in testing and investment activities in consumer finance technology platforms. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here, and used car business. This segment also provides floor plan financing and installment lending products. Further, the company invests in and services portfolios of credit card receivables. Atlanticus Holdings Corporation was founded in 1996 and is headquartered in Atlanta, Georgia.
- Leadership
- Jeffrey A. Howard
- IPO Date
- Jun 14, 2021
- Employees
- 417
- Street Address
- Five Concourse Parkway
- Mailing
- Atlanta, GA, 30328
- Region
- Atlanta, GA, US
- Reporting Currency
- USD
- Investor Line
- 770 828 2000
- Last Updated
- May 6, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 9.4
- EV/EBITDA
- 41.6
- Price/Sales
- 1.6
- Price/Book
- 1.9
Growth
- Revenue
- +53.3%
- EPS
- +24.6%
- Free Cash Flow
- +35.4%
Profitability
- Gross Margin
- 56.3%
- Operating Margin
- 22.7%
- Net Margin
- 17.3%
- ROE
- 20.9%
- ROIC
- 1.7%
Balance Sheet
- Debt/Equity
- 10.75
- Current Ratio
- 1.76
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.