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Financial Services

Aiful Corporation(AIFLF)

Live Price

Offline

$3.05

+0.00% today

Window Change

+0.00%

Window

Jun 23, 2025 โ†’ Mar 31, 2026

Market Cap
$1.46B
Revenue Growth
+15.9%
EPS Growth
+4.0%
Dividend Yield
2.6%
Partial coverage

Historical coverage is still expanding

This 1Y daily history view is usable, but not fully loaded yet. Additional bars will appear as backfills continue.

Coverage: 195 bars ยท Jun 23, 2025 โ†’ Mar 31, 2026

Research Briefing

A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.

Decision context

Research Snapshot

Aiful Corporation (AIFLF) is a Financial Services stock with a market cap of $1.46B and listed on OTC. The stock last traded around $3.05 and up 0.0% across the available one-year price window (Jun 23, 2025 โ†’ Mar 31, 2026). Baseline metrics include revenue growth of +15.9%, EPS growth of +4.0%, a dividend yield of 2.6%. What stands out right now is revenue +15.9%, EPS +4.0%, free cash flow -28.2% with operating margin 16.4% and ROIC 1.9%. The dividend matters to the case here, with a current yield around 2.6%. Valuation is more restrained than many high-expectation growth names at P/E 7.2 and price/sales 1.0. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines AIFLF price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.

Sector Context

How this name stacks up against nearby peers on first-pass metrics.

Revenue Growth

Above sector median

+15.9% vs +3.4% peer median

Operating Margin

Above sector median

+16.4% vs +4.7% peer median

What Changed This Quarter

Latest report context and the signals most likely to have changed the story.

Latest report is on the board

2026 was reported on May 7, 2026, but the surprise data is still limited.

The operating story is still moving forward

Revenue is running at +15.9% and EPS at +4.0%, with operating margin around 16.4%.

The next real check-in already has a date

The next earnings event is scheduled for Aug 14, 2026, which is the clearest near-term catalyst for confirming whether the current trend is holding up.

Earnings Reaction Memory

How the stock has tended to move after recent reports.

Across the last 3 reported quarters, the stock averaged 0.0% over the next 5 trading days and finished higher after 0 of those reports.

View quarter-by-quarter reaction table
QuarterEPS ฮ”1D5D20D
2026
Feb 10, 2026
โ€”+0.0%+0.0%+0.0%
2025
Nov 11, 2025
โ€”+0.0%+0.0%+0.0%
2025
Aug 7, 2025
โ€”+0.0%+0.0%+0.0%

Benchmark Comparison

Normalized Performance vs SPY

Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.

1Y shared range

AIFLF

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Normalized return

SPY

โ€”

S&P 500

Excess Return

โ€”

Relative to SPY

AIFLF Max Drawdown

0.00%

Trailing 1Y

SPY Max Drawdown

โ€”

Trailing 1Y

Benchmark comparison is loading or unavailable right now.

Calendar-Year Returns

Uses the longest available daily history for AIFLF and SPY.

Calendar-year return history is still loading or unavailable.
Aiful Corporation logo

Company Overview

Aiful Corporation

Other OTC

Aiful Corporation engages in the consumer finance and credit guarantee business in Japan. It offers unsecured and small business loans; and credit card, prepaid card, credit guarantee, debt collection, venture capital, receiving agent, corporate turnaround and restructuring, warehouse, document management, and leasing services, as well as used car and medical loans. The company also provides postpay settlement, factoring, and installment credit sales services. As of March 31, 2022, it operated a network of 20 branches. The company was formerly known as Marutaka, Inc. and changed its name to Aiful Corporation in May 1982. Aiful Corporation was founded in 1967 and is headquartered in Kyoto, Japan.

Leadership
Mitsuhide Fukuda
IPO Date
Jun 1, 2022
Employees
2.5k
Street Address
381-1 Takasago-cho
Mailing
Kyoto, 600-8420
Region
Kyoto, JP
Reporting Currency
USD
Investor Line
81 7 5201 2000
Last Updated
May 6, 2026
ISIN: JP3105040004
Reports in USD

Key Fundamentals

Valuation, growth, profitability, and balance sheet signals.

Valuation

P/E
7.2
EV/EBITDA
24.7
Price/Sales
1.0
Price/Book
0.9

Growth

Revenue
+15.9%
EPS
+4.0%
Free Cash Flow
-28.2%

Profitability

Gross Margin
85.0%
Operating Margin
16.4%
Net Margin
14.5%
ROE
11.8%
ROIC
1.9%

Balance Sheet

Debt/Equity
3.58
Current Ratio
2.57

Earnings Reports

๐Ÿ“… Next earningsAug 14, 2026
PeriodB/MEPSEPS ฮ”RevenueRev ฮ”
โ€”
Aug 14, 26
TBD
โ€”
Est โ€”
โ€”
โ€”
Est 368049.1B
โ€”
โ€”
May 7, 26
โ€”
Est โ€”
โ€”
โ€”
Est 341664.6B
โ€”
โ€”
Feb 10, 26
0.13
Est โ€”
โ€”
352582.2B
Est 347764.5B
+1.4%
โ€”
Nov 11, 25
18.07
Est โ€”
โ€”
357189.4B
Est 351858.0B
+1.5%
โ€”
Aug 7, 25
0.00
Est โ€”
โ€”
2473.0B
Est 343845.4B
-99.3%
โ€”
May 8, 25
0.11
Est โ€”
โ€”
333796.4B
Est 317108.6B
+5.3%
โ€”
Feb 7, 25
0.10
Est โ€”
โ€”
313141.0B
Est 306143.9B
+2.3%
โ€”
Nov 8, 24
0.05
Est โ€”
โ€”
313653.4B
Est 313065.0B
+0.2%
โ€”
Aug 9, 24
0.05
Est โ€”
โ€”
277860.2B
Est 270222.0B
+2.8%
โ€”
May 10, 24
0.10
Est โ€”
โ€”
274167.9B
Est 280797.5B
-2.4%
โ€”
Feb 9, 24
0.11
Est โ€”
โ€”
303273.2B
Est 294819.2B
+2.9%
โ€”
Nov 9, 23
0.05
Est โ€”
โ€”
270517.3B
Est 267680.0B
+1.1%
โ€”
Aug 10, 23
0.04
Est โ€”
โ€”
267528.6B
Est โ€”
โ€”
โ€”
May 11, 23
0.08
Est โ€”
โ€”
275971.1B
Est 272116.1B
+1.4%
โ€”
Feb 9, 23
0.08
Est โ€”
โ€”
286648.4B
Est 275874.4B
+3.9%
โ€”
Nov 9, 22
0.08
Est โ€”
โ€”
246963.4B
Est 242553.1B
+1.8%

Latest News

No news articles available

Official Releases

Company announcements and filings-style updates.

Official
No official releases available

Next Step

Keep the research moving

After the overview, the strongest next step is usually chart context or a tighter compare set.