Financial Services
Aflac Incorporated(AFL)
Live Price
Offline$115.47
-0.66% today
1Y Change
+13.73%
Window
Jun 25, 2025 โ Jun 22, 2026
- Market Cap
- $58.39B
- Revenue Growth
- -8.8%
- EPS Growth
- -29.1%
- Dividend Yield
- 2.1%
Coverage: 248 bars ยท Jun 25, 2025 โ Jun 22, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Aflac Incorporated (AFL) is a Financial Services stock with a market cap of $58.39B and listed on NYSE. The stock last traded around $115.47 and up 13.7% across the available one-year price window (Jun 25, 2025 โ Jun 22, 2026). Baseline metrics include revenue growth of -8.8%, EPS growth of -29.1%, a dividend yield of 2.1%. What stands out right now is revenue -8.8%, EPS -29.1%, free cash flow -5.6% with operating margin 31.0% and ROIC 3.9%. The dividend is present but secondary, with a yield around 2.1%. Valuation is more restrained than many high-expectation growth names at P/E 12.5 and price/sales 3.2. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines AFL price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-8.8% vs +3.4% peer median
Operating Margin
Above sector median
+31.0% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 29, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at -8.8% and EPS is at -29.1%, with operating margin around 31.0%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.1%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +1.5% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 29, 2026 | โ | -2.2% | -2.4% | -3.1% |
2026 Feb 4, 2026 | -7.1% | +3.4% | +2.3% | -2.3% |
2025 Nov 4, 2025 | +40.7% | +2.2% | +4.6% | +0.2% |
Benchmark Edge
AFL vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
AFL
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
AFL Max Drawdown
-9.59%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for AFL and SPY.
Company Overview
Aflac Incorporated
New York Stock Exchange
Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates through two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care income support, GIFT, and whole and term life insurance products, as well as WAYS and child endowment plans under saving type insurance products in Japan. The Aflac U.S. segment provides cancer, accident, short-term disability, critical illness, hospital indemnity, dental, vision, long-term care and disability, and term and whole life insurance products in the United States. It sells its products through sales associates, brokers, independent corporate agencies, individual agencies, and affiliated corporate agencies. The company was founded in 1955 and is based in Columbus, Georgia.
- Leadership
- Daniel Paul Amos
- IPO Date
- Mar 17, 1980
- Employees
- 12.7k
- Street Address
- 1932 Wynnton Road
- Mailing
- Columbus, GA, 31999
- Region
- Columbus, GA, US
- Reporting Currency
- USD
- Investor Line
- 706 323 3431
- Last Updated
- May 6, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 12.5
- EV/EBITDA
- 9.1
- Price/Sales
- 3.2
- Price/Book
- 2.6
Growth
- Revenue
- -8.8%
- EPS
- -29.1%
- Free Cash Flow
- -5.6%
Profitability
- Gross Margin
- 47.8%
- Operating Margin
- 31.0%
- Net Margin
- 25.4%
- ROE
- 17.2%
- ROIC
- 3.9%
Balance Sheet
- Debt/Equity
- 0.35
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.