Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 21M | 16M | 16M | 14M | 14M |
| Gross Profit | 18M | 16M | 16M | 13M | 13M |
| Operating Income | 5M | 5M | 3M | 2M | 3M |
| EBITDA | 5M | 0 | 0 | 0 | 3M |
| Net Income | 4M | 4M | 3M | 2M | 2M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$60.10
+0.00% today
1Y Change
+0.55%
Window
Jun 23, 2025 → Jun 16, 2026
Coverage: 252 bars · Jun 23, 2025 → Jun 16, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Peoples Trust Company of St. Albans (PPAL) is a fund with a market cap of $30.00M and listed on OTC. The fund last traded around $60.10 and up 0.6% across the available one-year price window (Jun 23, 2025 → Jun 16, 2026). Baseline metrics include a dividend yield of 2.1%. Valuation is more restrained than many high-expectation growth names at P/E 7.8 and price/sales 1.5. Stock Foundry combines PPAL price history, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
PPAL
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
PPAL Max Drawdown
-0.83%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for PPAL and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$14.1M
-2.8% YoY
FY Net Income
$2.3M
+12.0% YoY
Free Cash Flow
$4.0M
+1266.0% YoY
Revenue Growth
+31.5%
EPS Growth
+15.9%
Gross Margin
83.5%
Net Margin
19.4%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 21M | 16M | 16M | 14M | 14M |
| Gross Profit | 18M | 16M | 16M | 13M | 13M |
| Operating Income | 5M | 5M | 3M | 2M | 3M |
| EBITDA | 5M | 0 | 0 | 0 | 3M |
| Net Income | 4M | 4M | 3M | 2M | 2M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 5M | 14M | 24M | 66M | 129M |
| Total Assets | 384M | 369M | 358M | 369M | 383M |
| Total Liabilities | 342M | 332M | 322M | 337M | 345M |
| Shareholder Equity | 42M | 38M | 35M | 32M | 37M |
| Total Debt | 0 | 0 | 3M | 3M | 3M |
| Net Debt | -5M | -14M | -24M | -63M | -125M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
4M
+3927.2% YoY
Capital Expenditures
442K
-95.4% YoY
Free Cash Flow
4M
+1266.0% YoY
Key ratios
Gross Margin
83.5%
Operating Margin
22.0%
Net Margin
19.4%
ROE
10.3%
Debt / Equity
0.00x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.